Malaysia My Second Home Loan are available to participants under the MM2H programme. Banks offer various packages with flexibility to negotiate terms and conditions based on property profiles as well as borrowers’ financial capabilities.

On a most favourable condition, certain banks in Malaysia may offer up to 85% margin of financing and loan tenure can be up to 40 years or up to the age of 70 years, whichever is earlier.

The current interest rate on property loan is approximately 4.6% per annum. It is considered low and makes property ownership in Malaysia very much feasible at this point in time.

Loan approvals are at the sole discretion of the banks. TwinHomes International has a wide network of mortgage brokers and personal bankers to assist our clients in sourcing for the best property loan deals in Malaysia.



Should you require, we will assist in obtaining MM2H Car Financing for you. Hire purchase interest in Malaysia varies according to the cars’ make and model. It ranges from 2.60% per annum to 3.60% per annum and may be higher or lower depending on the banks’ policies. Maximum margin of financing is 70% with repayment period of up to 7 years.

An assessment of borrower’s financial profile may alter the standard terms & conditions of hire purchase. Approval is at the sole discretion of the bank.

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